Terms of sale.

These terms govern the purchase of educational material (guides, courses, workbooks) and 1:1 calls offered by Golden Bear Capital through Stripe for digital materials and Cal.com for 1:1 calls. The newsletter and the chat are governed by Substack's terms; the TradeDeck software by its own terms. By purchasing you accept these terms together with the legal notice and the risk disclosure.

Educational material. Digital content, delivered as a downloadable file (PDF) or as access to a private area. You receive a personal, non-transferable licence for private use. You may not resell, share, publish or distribute the material, in whole or in part. Copies may carry the buyer's name and email.

1:1 call. An individual screen-sharing session of the length stated at purchase, booked and paid for in the same flow on Cal.com. It is an educational conversation about the topic selected when booking: it is not financial advice and produces no personalised recommendations.

We show the total in euros before you confirm a purchase. Stripe handles payments for digital materials; calls are booked and paid for on Cal.com through Stripe. We do not store card data.

Digital materials available for purchase in the Shop are sent by email after payment is confirmed. The TC2000 setup includes both import links and the PDF guide as an attachment. If the email does not arrive, contact invest@gb.capital. You choose the date while booking on Cal.com; times are shown in your time zone and the session can be held in English or Italian.

For digital content, consumers retain statutory withdrawal rights, including the 14-day period where applicable. Sending or opening a PDF does not, by itself, waive those rights: any lawful exception requires the express consent and confirmations prescribed by law. To exercise your rights, write to invest@gb.capital.

For 1:1 calls, we do not offer voluntary refunds, subject to mandatory statutory rights. You may request a reschedule by emailing invest@gb.capital at least 2 business days before the session: Monday–Friday, excluding Italian public holidays, at the same time of day as the session in the Europe/Rome time zone. A new date is arranged subject to availability.

If a course includes a call, it does not expire, but we recommend using it after completing the course, with a list of questions. It is not transferable and cannot be converted into money.

The material is for you. Sharing it, uploading it to sites or groups, or using it for commercial products results in the revocation of the licence and of any remaining calls, without prejudice to the protection of our rights.

We may update the material over time; updated versions of the guides are made available to buyers when published. We may withdraw a product from the catalogue at any time, without effect on purchases already completed.

Italian law applies. For consumers, the courts of the place of residence remain competent and the mandatory protections of the country of residence remain in force. For any problem write to us first: almost everything is solved with an email.